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Invest For The Next Decade

Adnan Rafique M.D.


“Opportunity does not waste time with those who are unprepared.” Idowu





What is recession?

A temporary economic decline during which trade and industrial activity are reduced, generally identified by a fall in GDP in two successive quarters. All the previous recessions created once-in-a-lifetime opportunities to build significant wealth for those who stayed in the game and bought great companies at a very significant discount.


More likely than not, the world economy is headed to a Recession. This is a normal phenomenon in the market that has been occurring every few years ever since the stock market came into existence. For a normal and average investor, it brings fear, uncertainty, and depression. Those who expect only gains in the market are the most disappointed ones and those who bet on risky stocks for immediate gains, suffer the deepest losses.

For others, recession brings once in a lifetime opportunity to build long-term wealth. You and I have to decide which camp we belong to.

In the stock market, those who are patient with a good sense of stock selection get to win just because they stay in the market long enough. Someone once said, “ It's not timing the market but time in the market that helps you build wealth.”


“No Luck or success comes your way unless you take action or some calculated risk."


Wealth building is a time-consuming process, you need lots of patience and discipline in order to succeed. All the mega-millionaires and billionaires have an incredible journey that most people are not aware of and not interested in knowing, they just see them as instant success. This kind of thought process can lead an average investor to choose very risky investments and seek immediate gratification.


Smart and educated investors who are silent winners, practice delayed gratification, they believe in setting goals, working on action plans, developing good money habits, and building wealth over time.


Many people ask me why to invest in this stock market when I know I lose more than I gain. I tell them, that is not true if you buy the best of the best companies with lots of cash and little debt during these choppy times in the market when they are on sale, never buy all the stocks at once, buy in small increments with limit orders and do dollar cost averaging on the way down. Hold these companies for a long time and regularly take profit with discipline.

Most new investors are not familiar with these terms and I want you to find out by researching and educating yourself on how to choose the best companies. Never allocate more than 10% of your capital in the stock market for risky stocks. It's not a bad idea to hold cash for now but sooner than later you will have to start buying some quality names. If you don’t have time to do research on good stocks, just buy Index funds which reflect the market and have very nominal fees.

When it comes to investment, you have two options, either stay out due to fear of losing money or seize the opportunity every time the market drops significantly.


For teenagers and people who just started their careers, if they need one investment that will make them rich in 30-40 years, it's your ROTH IRA. Open a Roth IRA account ASAP and start contributing religiously for the next 30-40 years, Those who start early will sure reap the most reward. 30-40 years may sound insignificant and boring to you but remember, nothing will reward you more than discipline, patience, and time in the stock market. Roth IRA is the single best method to accumulate tax-free wealth and the best part is you can withdraw your portion of the contribution anytime without penalty and taxes either for an emergency down payment on a house or a kid's college tuition in the future.


Below are some best stocks with huge potential to grow in the next 3-5 years. Also, please see my last list for some well-known stocks that are very cheap right now and you should have those in your portfolio for the next 5-10 years. I’m not going to mention the same names this time but after you have those names already in your portfolio, you can also buy some new stocks on this list for future gains.


AXON: Axon specializes in public safety technology. The company is best known for conducting energy devices (CEDs), which are sold under the brand name Taser. AXON products (Taser, body camera, digital evidence tools) help public-safety officials (think police officers, first responders, and federal agents) work more efficiently and productively, while also bringing transparency to law enforcement. Revenue rose 27% to $925 million over the past year, and the company generated $51 million in free cash flow, up from $5 million in the prior year.


PLD: Prologis is the second-largest REIT by market capitalization, having interest and ownership in nearly 1 billion square feet of warehouses, distribution centers, and logistics facilities in 19 countries across the globe. Strong cash flow and low debt make it a very attractive name for a long-term hold. It's boring and slow but surely will give you great peace of mind and steady growth.


Baba: Alibaba BABA –3.41% is on the rise after Wall Street analysts raised earnings estimates for the Chinese online retailer. The change in the Chinese government's attitude towards regulating giant companies also plays a favorable role in future growth and less uncertainty. Chinese stocks will remain highly volatile due to the geopolitical situation between the US and China.


GTLB: Software platform Gitlab (GTLB) has lost 60% of its value since November last year. It’s been caught in the ongoing tech bear market. However, the company’s software package could see robust demand as corporations try to automate processes and improve efficiency during a downturn. This is one of the most promising growth stories in the tech sector. Insiders are buying continuously with any drop in the price.


URI: United Rentals is the largest equipment rental company in the world. This company has benefited from better fleet productivity on broad-based rental demand in construction and industrial verticals. High-interest rates are the cause of the recent decline in the stock price. Once interest stabilizes, United Rentals will regain its share price very quickly.


CHWY: Online pet-products retailer Chewy had a successful initial public offering in June 2019, then became a pandemic darling. With folks stuck at home, dogs and cats proliferated, and Chewy deliveries reduced the need to wander pet-store aisles. It has come down significantly in the last 6 months but is starting to go back due to robust demand and better supply chain issues. It has pricing power and a strong subscription-based business model. I like the business and will be a good name for my portfolio.



High-Risk High Reward: Don’t just buy high-risk stocks to get rich quickly. Secure good companies first, and if you have some extra money that you don’t mind losing, only then buy these high-risk names.


LAZR

QS

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BROS



Disclaimer: DO NOT BASE ANY INVESTMENT DECISION UPON ANY MATERIALS FOUND ON THIS WEBSITE.

I’m not a professional security or investment advisor, please do your own research before investing in any equity and be fully aware of the risk of losing all your money in stock market and/OR in any other investment mentioned on this website.

My website has been prepared for informational and motivational purposes only and is not intended to be used as a complete source of information on any particular company. To the fullest extent of the law, I will not be liable to any person or entity for the quality, accuracy, completeness, reliability, or timeliness of the information provided on this website.

IF YOU DO NOT AGREE WITH THE TERMS OF THIS DISCLAIMER, PLEASE EXIT THIS SITE IMMEDIATELY. PLEASE BE ADVISED THAT YOUR CONTINUED USE OF THIS SITE OR THE INFORMATION PROVIDED HEREIN SHALL INDICATE YOUR CONSENT AND AGREEMENT TO THESE TERMS.


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